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These statistics offer a similar experience in most other states. Which means the borrower will pay $400 – $500 in loan fees on a $400 loan. This really is absurd usury and really should be illegal since it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before.”Some will say, that little man has to have somewhere to go,” said state Rep. Eldridge Emory, “Butif he gets money by doing this, he’s just digging a hole deeper and deeper, and he’s not going to get out.”Several states like North Carolina have currently banned this form of predatory lending.

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